Andrea Ho-Sang: Senior VP-Operations, Karen Mitchell: Senior VP-Treasury and Trading, ,Tania Waldron-Gooden: Director-Investment Banking, Krishna Singh: Chief Information Officer, Damian Whylie: General Manager – Asset Management, Kristen Raymore Reynolds: Assistant VP-Human Resources, Andrea Whittaker: Chief Operating Officer, Dianne Tomlinson Smith: Chief Financial Officer, Dionne-Marie Harrison: Senior Marketing Manager, Rachel Kirlew: Senior Manager-Risk, Rene Mitchell: Assistant VP- Compliance & Risk, Shadaya Small: Assistant VP- Research.